Here are some of the benefits that set us apart.
You can avail Cash-less accident repairs across India, at Maruti Suzuki’s extensive network of dealers and service stations. You do not have to pay for the whole cost of repairs. You are charged only for the compulsory excess and applicable depreciation as per motor tariff. All other repairs and replacement costs are payable under the policy.
All Electrical / Metal Parts are treated in their respective categories as “Electrical / Metal” and NOT as Plastic. The depreciation on Electrical / Metal parts ranges from 0% to 50% depending upon vehicle age (50% on 10+ year old vehicle) as per Indian Motor Tariff.
Your car is repaired in authorised Maruti Suzuki service centres, which are state-of-the-art facilities manned by trained and experienced technicians, ensuring you get the best service. Only Maruti Genuine Parts are used, ensuring your car’s safety is not compromised in any way.
Maruti Suzuki Insurance Broking policies offer ZERO deduction for SALVAGE and No Filing / Processing Related Charges. Other policies may make significant deductions for salvage and may have file charges and various other charges such as inspection fee, etc.
There are two forms of motor insurance : 1. Liability Only policy that covers bodily injury and / or death, property damage to third party and also provides personal accident cover to the occupants. 2. The second being a Comprehensive policy that covers loss or damage to the vehicle insured in addition to the Liability Only policy.
Motor insurance includes a variety of factors that may result in damages to your car and injury to its occupants. The exclusions comprise of normal wear and tear, damages suffered while driving under the influence of intoxicants etc.
The premium is determined on the basis of the car value, age of the vehicle, cubic capacity and geographical zone. The insured has an option to select various add-on covers available with the insurance companies.
Sum Insured is fixed at the commencement of each policy period and known as Insured Declared Value (IDV). It is fixed on the basis of the manufacturer's listed selling price, adjusted for depreciation, defined under the Indian Motor Tariff.
NCB is a discount given by insurance companies while renewing a motor insurance policy if the owner has not made a claim during the previous policy period(s).